Myuser

What is Myuser?

Myuser is a B2B payment solution designed for businesses that handle large transactions. It provides fast payment status updates and instant payouts, so you don’t wait the way you often do with traditional payment methods. Approvals are quick, there are no limits on transaction volume, and the platform significantly reduces ACH returns.

Compared to standard ACH transactions, Myuser is about ten times more efficient. If you currently use 3D Secure for card payments, Myuser offers a smoother experience and helps you avoid interchange fees. Pricing is straightforward, with per-transaction rates for successful payments, logins, and initiated payments.

You can replace credit card payments with Myuser, getting real-time status updates without reserves or disputes. Funds are paid out instantly, directly from the customer’s bank account. Developers get a fast approval process and simple API integration.

Who created Myuser?

Myuser was developed by a company specializing in financial infrastructure for fast-growing startups and e-commerce platforms. Its focus is instant payouts and easy online payment acceptance as an alternative to credit card payments, which often lead to disputes and fraud. The platform supports newer payment methods like Fednow, Zelle, and Wire, and ensures payments are initiated by the user, eliminating disputes and reserves. Getting started is quick, so businesses can begin accepting payments right away.

What is Myuser used for?

• Replace credit card payments: Get instant payouts and real-time payment status updates.
• Avoid disputes and reserves: Payments are initiated directly by the user to your business bank account, eliminating dispute risk and reserve requirements.
• Fast approvals, unlimited volume: Quick approvals with no transaction volume limits and no waiting on traditional processor approvals.
• Modern payment methods: Supports Fednow, Wire, and Zelle for instant payouts.
• Developer-friendly: Easy online signup, fast approval process, and simple API integration.
• Replace 3D Secure: Avoid expensive interchange fees while keeping transactions secure.
• Instant access to funds: Direct payouts from the customer’s bank to yours.
• Real-time status updates: Instant notification of whether payments are approved or declined.