Kniru

What is Kniru?

Kniru is an AI-powered financial advisor tool designed to offer truly personalized financial management and advice. It is your own smart financial assistant. You can use its chat feature to ask all sorts of financial questions – whether it’s about managing your wealth, planning for retirement, figuring out tax strategies, or keeping track of expenses. Kniru gives you clear, actionable insights to help you make smarter financial decisions. It also offers handy features like personalized savings tips, reminders for bills, budget alerts, ways to spot unusual spending, and notifications about your investment portfolio.

What’s really neat is that Kniru lets you connect to multiple financial accounts from different countries. This includes your bank accounts, investments, real estate, loans, and credit cards. You get access to dashboards that show your assets, liabilities, how you’re spending your money, what subscriptions you have, and other helpful insights. The goal is to give you a complete picture of your finances so you can make better decisions. Kniru also steps in where human financial advisors might be hard to find or afford, aiming to bring top-notch financial advice to more people through its AI approach.

Who created Kniru?

Kniru was brought to life by Aayush Chhabra, who is both the Founder and CEO. He launched this financial management tool on October 9, 2023. His vision was to really change how people manage their personal finances by making AI-powered financial advice something everyone can access. The company behind it, Kniru Technologies Private Limited, aims to close the gap in financial literacy. They want to empower users to make smarter, more informed financial choices by offering personalized insights and features like dashboards for assets and liabilities.

What is Kniru used for?

• Keeping track of expenses
• Spotting unusual activity (anomaly detection)
• Managing your wealth
• Planning for retirement
• Developing tax strategies
• Getting personalized savings suggestions
• Receiving bill reminders
• Getting budget alerts
• Getting portfolio alerts
• Covering all your accounts comprehensively

Who is Kniru for?

• UI/UX Designers
• Founding Growth Leads
• Backend Engineers (ML)
• Frontend Developers (Flutter)
• VPs of Finance
• Founding Product Managers
• Product Managers
• Business Analysts
• Founders
• Founding Engineers

How to use Kniru?

Getting started with Kniru is pretty straightforward. Just follow these steps:

1. Download and Install: First, grab the Kniru app from your device’s app store. It’s that simple to begin.
2. Account Setup: Next, you’ll create your Kniru account. You’ll need to provide some basic information and set up your preferences to get started.
3. Personalization: Make Kniru truly yours by adding your financial details. This includes linking bank accounts, investment portfolios, real estate assets, loans, and credit cards.
4. Chat Feature: This is where the magic happens! Use the chat to ask anything about wealth management, retirement planning, tax strategies, or managing your expenses. Kniru’s AI is ready to help.
5. Dashboard Navigation: Explore the different dashboards available, like Assets, Liabilities, and Insights. These give you a clear view of your financial situation, showing spending patterns, subscriptions, savings ideas, and much more.
6. Notifications and Alerts: Stay on top of your finances with personalized alerts. You’ll get reminders for bills, budget updates, notifications about unusual activity, and alerts for your investment portfolio.
7. API Integration: If you’re a business or looking to partner, you can explore Kniru’s API options. This is great for banks and fintech companies wanting to boost their financial management services.
8. Stay Informed: Keep an eye out for updates and news about Kniru. This way, you’ll always know about new features and how to get the most out of the tool.

By following these steps, you can really get a handle on your personal finances, managing them with accuracy and ease.

These tips are based on the information found in the Kniru user guide.